What are the features of the PAY@ card?
Safety
It’s safe because it’s a debit card tied to your bank account. You can also use the management of your big funds with confidence.
High speed
Transfers between PAY@ accounts can be transferred instantly and you can easily charge your PAY@ card.
Convenient
PAY@ card can be used at any global ATMs and online and offline member stores worldwide. Rate at the time of use is applied so there is no risk.
Easy PAY@ card charge
The PAY@ card can be used as a debit card after the funds have been charged from the PAY@ account to the PAY@ card.
You can apply for a fund charge from My page quickly and easily.
PAY@ customers
Charge
PAY@ / Bank
Approval
PAY@ customers
Card use
Is applying for a PAY@ card complicated?
It is easy because it is attached when you open your PAY@ account.
*Customers are responsible for any costs incurred after shipping the PAY@ card, such as customs duties.
ID issued by the Government
ID card, driver’s license, passport, etc.
The PAY@ card will take about 3 to 12 weeks to be delivered through the bank screening process.
PAY@ customers
Card application (account opening)
PAY@
Screening
Bank
Review
PAY@ customers
Card receipt
How to charge my PAY@ debit card?
PAY@カードをお受取後、 カードアクティベート(有効化)のお手続き完了後にご利用いただけます。
STEP 1
Card activation
When you receive the card, please complete the card activation on the PAY@ site.
STEP 2
Fund charge
Click “Charge” from “Banking” on the PAY@ site
Enter funds to charge
(minimum $1 or more)”
STEP 3
Card use
Please use at ATMs and shopping
PAY@ card usage limit and fee
PAY@ card usage limit
| Limits | Credit limit |
|---|---|
| Daily usage limit | Unlimited |
| Settlement amount for one month | Unlimited |
| ATM withdrawal limit per day | USD 20,000 – (ATM withdrawal amount differs for each ATM.) |
| ATM withdrawal limit per month | USD 600,000 – |
Fee
| Type of fund transfer | Transaction Fee |
|---|---|
| Deposit fee | International money transfer: 1% Domestic remittance: 0.5% Mastercard/VISA: 10% Bitcoin: 0.5% USDT: 0.5% (* scheduled for October) Click here for the latest fees |
| Card issuance fee | USD 500 (Shipping fee will be charged separately.) |
| First deposit amount | USD 300 |
| Minimum transfer amount | USD 1 |
| Overseas purchase handling fee | 3% |
| ATM withdrawal fee | 3% (ATM usage fee will be charged separately. It depends on the area to be withdrawn and the ATM used.) |
| Membership fee | 13 months after issuing the PAY@ card USD 100 every year |
| Current balance confirmation | Online: Free |
| Card reissue fee (Reissue fee after expiration of validity period) | USD 100 (Shipping fee will be charged separately.) |
| Reissue of PIN (Personal Information Number) | USD 100 |
*Card rates are determined by the card company.
*Regarding card reissue. Please contact us.
*Customers are responsible for any costs incurred after shipping the PAY@ card, such as customs duties.
Prohibited countries
In the following countries, you cannot use the PAY@ card even for a trip.
| Myanmar | Republic of Cote d’Ivoire | Democratic Republic of the Congo | Democratic People’s Republic of Korea |
| Federal Republic of Somalia | República de Cuba | State of Eritrea | Republic of Guinea |
| Syrian Arab Republic | Republic of Zimbabwe | Islamic Republic of Iran | Republic of Iraq |
| Republic of Liberia |
